Usage education starting online loans in the GEN-Z era for students of vocational school 10 Cawang, East Jakarta

M Allo, Yusuf Rombe (2024) Usage education starting online loans in the GEN-Z era for students of vocational school 10 Cawang, East Jakarta. International Journal of Commerce and Management Research, 10 (1). pp. 4-9. ISSN 2455-1627

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Abstract

Globalization is a word that is often heard in our daily activities, both in official disclosure and in activities or casual conversation. The word implies a term that on the one hand is very proud but on the other hand is quite worrying for human civilization where rapid technological developments are unavoidable for humanity, which psychologically changes mindset and lifestyle following the times. With the development of technology and the onslaught of culture from outside, lifestyles began to change along with the increasing cost of living that occurred due to changes in lifestyle itself. So that not a few easy children of generation Z are directly involved in unproductive online loan star-ups, because of the too easy access and requirements to make online loans, both legal and illegal. The purpose of the implementation of this community service is to conduct continuous socialization and education as well as about the benefits and consequences of using online loan star-ups for generation Z, especially for students of Vocational School 10 East Jakarta. The output plan for the implementation of this community service is that students of Vocational School 10 East Jakarta, understand and understand the rules and ins and outs of using online loan star ups and understand that basically the use of online loan star ups is for productive businesses (small medium micro enterprises / UMKM) not for consumptive use because online loan facilities are loans with a short period of time and with flat interest-based interest calculations. The results of this community service will be covered and reported nationally in online print media, which will then be published in accredited or international journals. Keywords: Generation Z, gadget, online loan, star UP

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