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Mangani, Ktut Silvanita and Syaukat, Yusman and Arifin, Bustanul and Tambunan, Mangara and Balina, Rafal (2017) MORAL HAZARD PROBLEMS IN BRANCHLESS BANKING ACTIVITIES IN RURAL AREA IN INDONESIA. Studia i Materiały. Miscellanea Oeconomicae, 21 (4). pp. 13-25. ISSN 2081 2345
Mangani, Ktut Silvanita and Balina, Rafal and Idasz-Balina, Marta (2019) Moral Hazard Problems in Branchless Banking – Empirical Evidence from Indonesia. In: Conference on Interdisciplinary Business and Economics Research. SIBR, Tokyo.
Mangani, Ktut Silvanita and Balina, Rafal (2017) Branchless Banking as a Tool of Prevention of Financial Exclusion in Rural Areas – Evidence form Indonesia. In: X Internasional Finansial and Banking Forum, 23-24 November 2017, Warzawa.