Kajian Program Perumahan DP 0 Rupiah Bagi Masyarakat Berpenghasilan Rendah (MBR) Di Provinsi Daerah Khusus Jakarta – Studi Kasus Perumahan Klapa Village Jakarta Timur

Parikesit, Imam (2025) Kajian Program Perumahan DP 0 Rupiah Bagi Masyarakat Berpenghasilan Rendah (MBR) Di Provinsi Daerah Khusus Jakarta – Studi Kasus Perumahan Klapa Village Jakarta Timur. S2 thesis, Universitas Kristen Indonesia.

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Abstract

Penelitian ini membahas tentang Kajian Program Rumah DP 0 Rupiah di DKI Jakarta bagi Masyarakat Berpenghasilan Rendah, dengan tujuan untuk menganalisis implementasi dan mengevaluasi efektivitas program perumahan DP 0 Rupiah di Perumahan Klapa Village Jakarta Timur berdasarkan identifikasi masalah yang meliputi : keterjangkauan, kriteria dan mekanisme, kualitas dan kelayakan hunian, keberlanjutan program, dampak sosial ekonomi, dan tantangan implementasi. Metodologi penelitian ini menggunakan pendekatan kualitatif. Teknik pengumpulan datanya menggunakan teknik wawancara, observasi, dokumentasi, dan studi pustaka. Data yang ada memperlihatkan bahwa masyarakat berpenghasilan rendah masih banyak yang belum mempunyai rumah sendiri dikarenakan tingginya harga rumah yang tersedia dan minimnya kemampuan mereka untuk membeli hunian di DKI Jakarta. Pemprov. DKI Jakarta merespon persoalan tersebut dengan Program Rumah DP 0 Rupiah. Kelompok tersebut didefinisikan sebagai kelompok masyarakat yang memiliki penghasilan tidak lebih dari 14,8 juta Rupiah. Namun, batasan penghasilan tersebut menuai kritik beberapa pihak karena dianggap bahwa target Rumah DP 0 sudah bukan termasuk masyarakat berpenghasilan rendah. Sehingga pada evaluasi pelaksanaannya, Rumah DP 0 Rupiah memang terlaksana, namun jumlah realisasinya masih jauh dari target awal yang telah direncanakan. Hasil penelitian ini memperlihatkan betapa Program Perumahan DP 0 Rupiah ini dirasakan masih dibutuhkan oleh Masyarakat Berpenghjasilan Rendah di Jakarta. Perumahan DP 0 Rupiah yang diawali pembangunannya di Klapa Village bagi para penghuni dirasakan nyaman, menyenangkan, dan dari segi sosial ekonomi openghuninya diyakini dapoat meningkatkan kesejahteraan hidupnya untuk masa mendatang. Kata kunci : MBR – Klapa Village – manfaat. / This study discusses the Review of the Zero Down Payment Housing Program (Rumah DP 0 Rupiah) in DKI Jakarta for Low-Income Communities, with the aim of analyzing its implementation and evaluating the effectiveness of the program at Klapa Village Housing in East Jakarta. The analysis is based on identified issues including: affordability, criteria and mechanisms, housing quality and livability, program sustainability, socio-economic impacts, and implementation challenges. This research uses a qualitative approach. Data collection techniques include interviews, observation, documentation, and literature study. The available data show that many low-income residents still do not own their own homes due to the high cost of available housing and their limited finansial capacity to purchase homes in DKI Jakarta. The DKI Jakarta Provincial Government responded to this issue through the Zero Down Payment Housing Program. This group is defined as the community segment with an income not exceeding 14.8 million Rupiah per month. However, this income cap has received criticism from various parties, who argue that the targeted recipients of the DP 0 Housing Program no longer fall within the low-income category. As such, while the program has been implemented, the actual realization of housing units remains far below the initial targets that were planned. The results of this study show that the Zero Down Payment Housing Program is still perceived as necessary by low-income communities in Jakarta. The housing units developed in Klapa Village are considered by residents to be comfortable and pleasant, and from a socio-economic perspective, the residents believe the housing has the potential to improve their future quality of life. Keywords: Low-Income Community – Klapa Village – Benefits.

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