Risk management of using online loan start-ups in Javanese Christian church Congregations Bekasi West Region

M Allo, Yusuf Rombe and Siregar, Edison and Panggabean, Lenny (2024) Risk management of using online loan start-ups in Javanese Christian church Congregations Bekasi West Region. International Journal of Commerce and Management Research, 10 (6). pp. 1-6. ISSN 2455-1627

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Abstract

The current Community Service Partner has been carried out at the Bekasi Javanese Christian Church West so that of the existing congregations, there are several congregations who are entangled with these online loans and find it difficult to repay the online loans, and not a few of the congregations end up in contact with debt collector officers. With conditions like this, it is deemed necessary to educate about pinjol star-ups. Globalization is a word that we often hear in everyday life, both in official statements and in casual activities and conversations, technological developments cannot be avoided. This word implies a concept that is both exciting and worrying for human civilization, where psychological thinking and living patterns change over time. In today's world where more and more people are materialistic and self-centered, those who only think about life so as not to be rivaled. The Community Service Team targets the outcomes to be achieved, among others, the congregation of the Bekasi Javanese Christian Church in the Western Region understands the ins and outs of loan sharking so that they can avoid unhealthy and harmful loan sharking practices. Following the results of this Community Service, the team will make scientific papers in the form of national or international journals. The method of implementing community service activities is by using the counseling and education approach to the congregation of the Bekasi West Java Christian Church, which previously conducted a pre-test and post-test. Meanwhile, the problem faced by the Bekasi West Bekasi Javanese Christian Church congregation is that there is still a lack of understanding of the use of pinjol star- ups and their consequences. Keywords: Literacy, education, technology, star-ups, online loans

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