The impact of “Pinjaman Online” e-commerce services on through micro, small, and medium enterprises (umkm) financial management in Cawang village

M Allo, Yusuf Rombe and Panggabean, Lenny (2024) The impact of “Pinjaman Online” e-commerce services on through micro, small, and medium enterprises (umkm) financial management in Cawang village. International Journal of Commerce and Management Research, 10 (3). pp. 48-54. ISSN 2455-1627

	Text TheimpactofPinjamanOnline.pdf Download (1MB)
	Text (Hasil_Turnitin) HasilTurnitinTheimpactofPinjamanOnline.pdf Download (2MB)
	Text (Sertifikat) SertifikatTheimpactofPinjamanOnline.pdf Download (206kB)

Abstract

Along with the rapid development of technology which is followed by the tremendous growth of startups from various business fields, especially with the development of startups in the financial sector, especially online loans, which we usually call pinjol, many people are flocking to take advantage of loan facilities. online, without having a clear purpose of use, and the public also cannot differentiate between legal startups in the sense of the word that have been legally registered with the OJK and illegal startups, namely loans that have not been registered with the OJK. In connection with the conditions above, this research tries to study the benefits of online loans for UMKM actors in communities around Cawang Village, East Jakarta, so that people are wiser in using online loans and understand how to choose startups that are valid and legal and have been registered at OJK. The problems faced by this community are one of the important things to highlight. Because it is one of the things that needs to be improved so that people understand more about online loans, so that in the future it can have a good impact, especially on the welfare of the community, especially the Cawang community.The problem that this research wants to solve is providing education and increasing literacy of online loan financial service institutions so that people are wiser in using online loans, people understand and choose online loan providers that are valid and legal and have been registered with the OJK. Keywords: Technology, financial, star-up, loan, legal, illegal

Actions (login required)

View Item