Tinjauan Yuridis Cyber Crime Phising dan Carding pada Kartu Kredit (Studi Kasus Putusan No. 958/Pid.Sus/2020/PN.PBR dan Putusan No. 2322/Pid.B/2019/PN.SBY)

Manurung, Ruth Engelika (2023) Tinjauan Yuridis Cyber Crime Phising dan Carding pada Kartu Kredit (Studi Kasus Putusan No. 958/Pid.Sus/2020/PN.PBR dan Putusan No. 2322/Pid.B/2019/PN.SBY). S1 thesis, Universitas Kristen Indonesia.

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Abstract

Phising dan Carding ialah cyber crime pada kartu kredit, regulasi phising dan carding masih kurang diatur secara khusus, membuat semakin meningkat kejahatannya. Phising dan Carding ialah aktivitas melanggar hak privasi seseorang dengan meretas data kartu kredit. Rumusan masalah dalam skripsi ini ialah bagaimana regulasi terhadap cyber crime phising dan carding pada kartu kredit di Indonesia, dan bagaimana penerapan hukum oleh hakim terhadap cyber crime phising dan carding pada kartu kredit pada Putusan 958/Pid.Sus/2020/PN.PBR dan Putusan 2322/Pid.B/2019/PN.SBY. Penelitian ini menggunakan metode penelitian yuridis normatif dengan pendekatan undang-undang dan kasus. Jenis data ialah data sekunder dengan bahan primer, bahan sekunder, bahan tersier. Hasil penelitian ini disimpulkan sebelum ada UU ITE, regulasi phising dan carding diatur dalam Pasal 362, Pasal 378 KUHP. Sejak adanya UU ITE regulasi phising dan carding diatur dalam Pasal 36 UU ITE. Penerapan hukum oleh hakim pada Putusan No. 958/Pid.Sus/2020/PN.PBR dan Putusan No. 2322/Pid.B/2019/PN.SBY kurang memberikan efek jera dan manfaat untuk mencegah phising dan carding. Upaya hukum terhadap phising dan carding ialah menambah Pasal yang mengatur khusus phising dan carding pada kartu kredit dan merubah isi Pasal 36 UU ITE, diharapkan para penegak hukum berperan aktif memberi penerapan hukum yang memberi efek jera dan mencegah phising dan carding pada kartu kredit. Kata Kunci: Cyber Crime, Phising, Carding, Kartu Kredit. / Phishing and Carding are cyber crimes on credit cards. Phishing and carding regulations still need to be explicitly regulated, increasing crime. Phishing and Carding are activities that violate someone’s privacy by hacking credit card data. The formulation of the problem in this thesis is how to regulate cybercrime phishing and carding on credit cards in Indonesia and how to apply the law by judges to cybercrime phishing and carding on credit cards in Decision No. 958/Pid.Sus/2020/PN.PBR and Decision No. 2322/Pid.B/2019/PN.SBY. This study uses a normative juridical research method with a law and case approach. The type of data is secondary data with primary, secondary, and tertiary materials. This study concluded that before the ITE Law was enacted, phishing and carding regulations were regulated in Article 362 and Article 378 of the Criminal Code. Since the existence of the ITE Law, phishing and carding rules have beem held in Article 36 of the ITE Law. Application of law by judges in Decision No. 958/Pid.Sus/2020/PN.PBR and Decision No. 2322/Pid.B/2019/PN.SBY does not provide a detterent effect and benefits for preventing phishing and carding. The legal remedy against phishing and carding on credit cards and changes the contents of Article 36 of the ITE Law. Law enforcers will likely play an active role in providing law enfotcement that has a detterent effect and preventing phishing and carding on credit cards. Keywords: Cyber Crime, Phising, Carding, Credit Card

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